Loan Programs

Fix & Flip

We provide short-term business purpose financing for real estate investors buying, renovating & selling residential properties. This program is designed to finance/flip investment properties. We work with investors buying REOs, short sales, real estate auctions, trustee sales, trustee sale refinances & private parties. Our program focuses on single-family residential property (1-4 unit) throughout California.

Buy & Hold

This is a great solution for investors seeking a longer term, buy & hold strategy who cannot obtain traditional mortgage financing. A two to four year term gives you the flexibility to fix & flip, buy & hold, engage in an extended rehab, or even qualify for a conforming loan down the road.

Bridge Loans

Looking for short term financing on an owner occupied property you’re wanting to purchase & can’t sell your current home? We solve that challenge & provide a rapid solution. This loan program allows a buyer to make offers without a sales contingency. It’s a great tool to have when competing with cash buyers & allows you to sell your departing property within 11 months.

Commercial Loans

Having the capital you need is important when taking advantage of a profit making opportunity. We can provide quick turn times & are committed to common sense underwriting. As well has Hard Money lending in the residential arena, we offer standard market rates for commercial loans with terms up to 25 years and fixed rates for the first 10. We consider commercial real estate that is office, retail, multi-family, mixed use, industrial & self-storage.